auto insurance quote from Car Insurance Rates Online you can trust Insurance Resources
auto insurance quote auto insurance planners auto insurance quote
auto insurance rates quote Car Insurance Savings & Discounts Car Insurance Coverage auto insurance quote by State Car Insurance - Auto Safety Auto insurance quote from Car Insurance Rates Online
Get your online car insurance quotes today!

Setting Your Car Insurance Deductible

auto insurance quote

Your auto insurance deductible is the amount you pay out of your own pocket before your auto insurance company starts paying. The higher you are will to pay for your deductible on collision and comprehensive coverage, the lower your car insurance premium. Increasing your deductible from $200 to $500 could reduce your comprehensive/collision cost by 15% to 30%.

Drivers should take a few factors into consideration when determining the amount to set the deductible.

  • Are you financially comfortable paying the set amount of deductible if you needed to file a claim? If you are financially strapped every month or have little or no savings, a high deductible may not make sense for you.
  • How frequently do you file a claim? If you are usually accident or claim free, a higher deductible can lower your auto insurance premium.
  • Does increasing your deductible save you more money over the long run? Compare the amount of savings you would get if you increase your deductible.
You can opt to change your deductible at any time by notifying your auto insurance company.
QUICK LINKS
 
 
MONTHLY ARTICLE AND WEBSITE REVIEWS
 
 
 
Car Insurance Repair Shops
 
 
Useful Resources
 
Press Releases
 
 
 
 
 
INSURANCE INFORMATION
 
Air Bag Safety
 
Accident Reports
 
Auto Recalls
Cell Phone Safety
 

Defensive Driving

 
Drinking And Driving
 
Most Stolen List
 
Prevent Auto Theft
 
Road Rage
 
Safest SUV's
 
Safe Cars for Teens
 
Teen Insurance
 
 
 
Car Insurance Rates Online Home | Privacy Policy | Legal Disclaimer | Site Map | Car Insurance Resources 2 3 4
 
Copyright InsPolicy © 2005Car Insurance Rates Online
All Rights Reserved
 
Site Powered By Zeus Registry.com