Airbags
Having airbags in your car lowers your risk of serious injuries.
Car insurance companies give discounts for driver & passenger
airbags and for side airbags.
Anti-lock brakes
Anti-lock brakes helps drivers keep in control of the car in an
emergency situation. Most car insurance companies give discounts
for cars equipped with anti-lock brakes.
Anti-theft devices
Car insurance companies give a discount on your comprehensive
coverage if your car is equipped with a car alarm or a locator
device.
Incentive discounts
Driver training or defensive driving course discount
Car insurance companies give a discount if you have taken a certified
driver training course or a defensive driving course. Check with
your car insurance company to see if your course qualifies.
Good driver discount
If you have been ticket-free and accident-free for the past 3
years, you could qualify for the good driver discount.
Good student discount
Students with a "B" grade average or better are rewarded
with a discount on their auto insurance rates. Insurers deem good
students as more responsible drivers. You will be required to
provide proof with a report card or transcript.
Other discounts
Senior discount
Car insurance companies usually give discounts to seniors citizens
over 65 years of age.
Multiple car coverage discount
If you are insuring two or more cars under the same car insurance
policy, you can receive as much as 10% savings on your car insurance
rate.
Low mileage discounts
You can receive a car insurance discount if your car is driven
for the occasional outing and you put on less than a certain number
of miles.
