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Towing Coverage

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This optional coverage reimburses you up to a fixed amount to tow your disabled vehicle to a licensed repair location. Auto insurance policies do not cover towing or rental car unless you request it and pay an additional fee. The extra fee is usually small but it can really help if your vehicle is damaged or disabled. If you add towing coverage to your auto's policy, the insurer will pay reasonable expenses incurred for:

  • towing your car to the nearest place where necessary repairs can be made during regular business hours
  • towing your car out if it is stuck on or next to a public street or highway
  • mechanical labor up to one hour at the place of its breakdown
  • change of a tire
  • delivery of gasoline, oil or loaned battery, not including the cost of the items

Check with your auto insurance company for more specifics on towing coverage.

Another option to towing coverage is to become a member of a roadside assistance club or motor club like the AAA.

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