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Property Damage Liability

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Property damage coverage is a type of liability insurance coverage that take effect when you are legally responsible for an accident. It pays for other party's property damages including repair to cars, buildings, road signs, fences, telephone poles and other objects. Damages to your car are cover under your comprehensive and collision coverage of you auto insurance policy.

Most state require that driver purchase a minimum amount of property damage liability coverage. Liability amounts are usually written as three numbers separated by slashes. The third number represent the property damage liability maximum for one accident.

This coverage also helps pay your expenses in a related lawsuit.

The other type of liability insurance coverage is the: Bodily Injury Liability Coverage

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