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Medical Payments Coverage

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Medical payments coverage is an optional auto insurance coverage which pays for medical expenses resulting from a car accident. Compensation is made by your auto insurance company up to the maximum limits of coverage bought. Medical payments coverage is valuable if you have no health insurance or inadequate health insurance coverages.

Expenses covered by Medical Payments Coverage

Medical payments car insurance coverage pays for medical bills and funeral expenses for the policyholder, household family members, and your passengers in an car accident. Coverage also applies if the insured or household family members are in another vehicle, as pedestrians or as bicyclists and are hit by another car.

Medical Payments Coverage as part of you Car Insurance

Medical payments coverage is relatively inexpensive and can protect you and your passengers in a car accident where injuries are sustained. Find out if your state requires the purchase of medical payments coverage and how much is required. If your state does not require this coverage and you have adequate health insurance, you may decide to not buy medical payments coverage. Avoiding duplicate medical coverage can help lower you auto insurance premium.



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