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New York Car Insurance

 

Click here to find low New York auto insurance rates from leading New York auto insurance companies.

When shopping for New York auto insurance make sure you get any qualifying discounts. Compare New York auto insurance companies by checking the insurance ratings with Standard and Poors or Moody's online. Consumer can also check with the New York Insurance Department for consumer complaint ratios against specific New York auto insurance companies.

 

New York auto insurance
New York auto insurance

New York auto insurance law: minimum required auto insurance

Liability limits (in 100's) PIP required No Fault State Uninsured Motorist coverage required
25/50/10 Yes Yes Yes

 

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.
First number: bodily injury liability maximum for one person for injuries you caused to the other party
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

These are the minimum required liability limits by New York State. The insurance industry usually recommends that consumers considering higher levels of coverages. New York auto insurance companies offer higher levels of coverage that exceed the minimum amounts. Consumers should also consider optional coverages including medical payments, uninsured and underinsured motorist coverage, collision, and comprehensive coverages. The amount of optional coverage you choose directly affects your New York auto insurance rates.

Click on the link for more information about New York Car Insurance Quote.

You can get New York auto insurance rates online here.

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